One of my 2014 goals is to write more on my blogs. So, here I am. Before I go too deep into this though I want to clarify a few things:
- I can't remember what font I write in to show that I am not The Executioner (TE). Oh, and I don't find it important enough to be consistent by looking back at previous posts. I am pretty sure my writing will quickly show anyone who is reading that I am not TE :)
- I am terrible at replying to comments. It is my stretch goal. I also give TE permission to reply on my behalf. I'll try... that's the only promise I can make. If you post something and I don't reply - please don't take it personally. I have most likely replied to you about 200 times through conversations in my head, but I haven't put them down here. I don't know why... it is one of my faults. I fully admit it.
Since we paid off the mortgage in 2011 I've felt that I've been kind of lost. Lost because I haven't had a clear target in my mind. Prior to April 2011, the target was a huge bulls-eye with ZERO MORTGAGE written in the center, which every action could be measured against. Walking through the grocery store and wanting to buy a sweet treat, I would stop because I would see that buying said item would take a couple of dollars away from ZERO MORTGAGE and I would realize said item was not worth it. This worked in all areas - everything that was about to be purchased was measured against how high of a need was there. If it wasn't high enough (and there was a pretty high threshold), the purchase was not made or was reduced in another way.
Post April 2011, our target has not been as measurable or concrete. The goal has been "build our savings". Well, walking through the grocery store and looking at said item sweet treat then became a rationalization game. True, I won't be helping to save as much, but we'll still be saving because buying said item sweet treat won't cost nearly as much as going out to dinner. You can see the game I was playing with everything. And it all came to a head this past month. I justified that I needed a new jacket, 2 pairs of boots, jeans, and a couple of other things. You can imagine my horror as I look back at how out-of-control I was.
Last year one of my 2013 goals was to look at anything that was about to be purchased and consider was it worth the life energy it cost and would I be able to use it many years down the line. I greatly reduced the amount of work-related clothing, shoes, and accessories I buy. I did this by realizing that I have a great wardrobe that fits me well for work. I have enough that I don't need new things. I looked at many great sales on dresses in 2013 and thought 'this would be a great dress to own for work' and then thought where else I can wear that dress. The majority of the time the answer was nowhere, which meant I admired how pretty the dress was and then left the site/store. So far, none of the items I saw have been thought of again once I walk away.
I can't undo the new things I have bought recently. And, truth be told, I am extremely happy with my purchases. I will get a lot of use out of them right now as well as when I am no longer working full-time and am instead walking the trails around our little house in the big woods, working in the garden, or going out to do a chore in the wet spring or fall. This little spending spree that I've been on has re-awakened my saving side. I am ready to appreciate all that I have and not want more. All that I need, I have.
As I look at our net worth, I now have a target in mind - I am no longer lost. I want to be a millionaire. I want to be it as quickly as I can be, too. So, that is my goal for right now. Everything I consider buying will be weighed against this - will taking this money away from being that much closer to becoming a millionaire be worth it? If the answer is no - how else can I achieve this same outcome? Can I find an alternative, wait for it to go on sale, make a sacrifice somewhere else? Or, can I wait a week and see if I still feel the same way of needing whatever it is?
I am excited for what 2014 will bring. It is starting off right - I am no longer lost. And, I have the best (and most handsome) partner to help me if I start to lose my course.